Coronavirus Newly Self Employed Hardship Fund

This fund can provide a one off grant of £2,000 for the newly self-employed who are facing hardship as a result of COVID-19 and who are not able to access other COVID-19 support. The fund is administered by Argyll and Bute Council in line with eligibility criteria set by the Scottish Government. To be eligible to apply you must be able to answer yes to all of the following questions:

You became self-employed on or after 6 April 2019 and before 1 April 2020, and did not submit a tax return including income from self-employment for 2018-19

Over 50% of your individual income is from self-employment

Your trading profits were below £50,000 in the financial year 2019-20

You can provide evidence of active trading up to March 2020 and intend to continue trading in the tax year 2020-21

You have lost business due to coronavirus and are experiencing personal financial hardship as a result

You are ineligible for other COVID-19 related business support (including the Business Interruption Loan Schemes, Corporate Finance Fund, Job Retention Schemes, Future Fund, R&D Focussed SMEs Fund, HMRC Self-Employment Income Support Scheme, Non-Domestic Rates relief, Small Business Grant or other business support)

You do not receive working age benefit payments (Universal Credit, Statutory Sick Pay, Employment and Support Allowance, Job Seekers’ Allowance, Income Support) or have applied for but have not yet started receiving Universal Credit or an advanced payment of Universal Credit

You trade as self-employed not as a limited company or partnership

You have taken steps to limit your costs and expenditure, including through schemes such as VAT deferral and seeking a mortgage payment holiday

You do not have access to sufficient savings or other sources of income to meet your basic needs

Application is via an online form and you will not be able to submit an application if you do not meet the criteria.