The Waterfall Fund: Covid-19 Crisis Fund

In view of the exceptional level of need generated by the current pandemic, the Waterfall Fund Trustees have set aside up to £5,000 specifically for distribution within the communities of Mull and Iona to support activities which alleviate issues arising from the Covid-19 crisis.

As this is an evolving situation, the information below will be continuously reviewed.
Several Community Groups and individuals have already set up initiatives providing support and it is anticipated that there will be more to come.

Examples of what might be supported:
• out of pocket fuel costs incurred as part of voluntary assistance within the local community for the delivery of prescriptions, groceries and other supplies to residents who are unable to leave their homes
• telephone –based befriending and chat service
• personnel protective equipment and hand-sanitiser (when available)

Examples of what cannot be supported:
• salary and labour costs
• business losses or lost income
• medical costs
NB: Grants cannot be awarded retrospectively without prior approval. This is a limited fund. No single application from a group should exceed £500 and from an individual it should not exceed £100 As the fund will become depleted over time, this maximum figure will be continuously reviewed.

How to apply
The Trustees want to make the process as simple as possible. However, to fulfil their legal obligations there must be some formality to the applications and to their assessment.

For example, an application for fuel costs would need to provide an estimate of the mileage likely to be travelled over a given timescale. A claim for reimbursement of those fuel costs would need to be made using an expenses form provided with a grant offer. Fuel costs will be paid at 45p per mile.

1. Send an email to by midday on Monday 30 March.
This brief email, headed WATERFALL FUND COVID19 should include the following information:
• Name and contact details of Community Group or Individual. Bank details for payment.
• Brief details of the service being proposed and the approximate number of people/households likely to benefit
• The likely costs to be incurred over the following 4 weeks.
2. MICT will process the application and the Trustees will aim to assess the application within a few days. They may ring you to get more information. Meanwhile, you should keep careful note of the expenses you have incurred from 30 March onwards.
3. On behalf of the Trustees of the Waterfall Fund, MICT will notify you about the success or otherwise of your application as soon as they can.
4. Compile your records over the next month, using the downloadable fuel expenses form if applicable.

One can be posted out if you prefer. Send in your claim by Monday 27 April, together with your application for the following month if you wish to continue to claim in May.

The Trustees want to use this money for the benefit of the greatest number of people, especially those who are most vulnerable at this time. We are feeling our way as much as anybody else so we may have to rethink all this after the first month. Our expectation is that this process of application/approval/claim will continue to be on a monthly basis.